administration. >> reporter: now, all that's creating uncertainty which the federal reserve found is discouraging companies from hiring. others are cutting employees' hours to avoid government mandates. >> obamacare as a health care issue may, in fact, become secondary to obamacare as a jobs issue. >> reporter: obamacare was almost universal coverage and lower costs as you said, jon, but the congressional budget office is now saying as many as 44 million people could still be without insurance after the law takes effect. many republicans and even several democrats are trying to roll back some of the taxes or make other changes, even repeal it before next january when it takes full effect. jon? jon: 44 million people without insurance? >> reporter: could be, yep. cbo's starting to look at the numbers and trying to figure out how many are left. a lot of it is because of the poor, because you won't have expansion of medicaid, how many of those are go on subsidy, we don't though. will it make it more expensive? a lot of questions left on this one, jon. jon: and a lot of regulations too.